About Us

About Us

Our Combined Strength Delivers More

We’ve combined the strengths of two industry leaders to provide a winning
correspondent relationship for you.

What's Our Connection

What's Our Connection

Liberty - Experts in Sales Service and Support

Headquartered in Rancho Cordova, California, Liberty is one of the largest reverse mortgage lenders in the nation. Having helped over 2,000 business partners since 2004, we’re committed to delivering exceptional service and support with an easy process that helps you close loans faster. From correspondent to wholesale to retail lending, our team can help you succeed.

PHH - Experts in Loan Purchasing, Portfolio Servicing and Customer Retention

Located in Mount Laurel, New Jersey, PHH Mortgage (“PHH”) has been providing mortgage lending and servicing solutions since 1984. As an approved Fannie Mae Seller/Servicer and an approved Freddie Mac Seller/Servicer, PHH offers industry-leading mortgage solutions, subservicing and portfolio retention services for our clients while providing borrowers with an excellent service experience throughout the life of their loan.

What's Our Connection?

Liberty and PHH are both subsidiaries of Ocwen Financial Corporation (Ocwen), a financial services holding company which, through its subsidiaries, originates and services loans. In October 2018, Ocwen completed the purchase of PHH Corporation, a mortgage platform with established servicing and origination recapture capabilities. We have been serving our customers since 1988.

Our Success - By The Numbers*

1.5+ Million

Customer Accounts Serviced

$255+ Billion

Unpaid Principal Balance ("UPB")


Sustainable Loan Modifications


Reverse Mortgages

Customer Satisfaction Rating

85+ NPS Score

Liberty Business Partners

Our Commitment To You

We’re committed to doing what’s right by our customers each and every time. Trust the team at Liberty and PHH to be a reliable, resourceful, and accountable partner for your long-term success.



Pricing, turn times, and service you can count on.



We’ll find innovative solutions to help you grow.



We hold ourselves to the highest standards of ethics, compliance, and risk management.

Become A Seller Today!

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* Sources for Data